This policy is designed to define the standardized know-your-customer (KYC) and anti-money laundering (AML) controls necessary for the onboarding and ongoing monitoring of all Invuture clients. By implementing these controls, we aim to prevent financial crime, mitigate risk, and comply with global AML standards. This policy is a cornerstone of our commitment to maintaining a secure and regulated platform.
This policy applies to all aspects of client due diligence, from initial registration to ongoing monitoring and periodic reviews. This includes all users of the Invuture platform, whether they are retail investors, institutional clients, or asset issuers. It covers all transactions, deposits, and withdrawals conducted on the platform.
Invuture requires all users to undergo a robust client due diligence process, which includes verified identity documents, risk-based reviews, and ongoing transaction monitoring. This multi-layered approach is designed to mitigate financial crime risks such as money laundering, terrorist financing, and fraud. By adhering to these standards, we ensure that every participant on our platform is vetted and that all activities are monitored for suspicious patterns in compliance with global AML directives.
All new clients must provide a government-issued identification (e.g., passport, driver’s license) and proof of address. This information is cross-referenced with public records and third-party data services to ensure authenticity. Furthermore, all clients undergo screening against global sanctions lists, watchlists, and Politically Exposed Persons (PEP) databases to identify high-risk individuals.
We employ an automated, risk-based system for ongoing monitoring of all user activity. Transactions are monitored for patterns that may indicate illicit activity, such as structuring, high-value transfers to high-risk jurisdictions, or rapid, unexplained withdrawals. Our system generates real-time alerts for any activity that exceeds predefined thresholds, which are then escalated for manual review.
The Compliance team is responsible for investigating any alerts generated by our monitoring systems. If an investigation confirms suspicious activity, a detailed Suspicious Activity Report (SAR) is prepared and submitted to the relevant regulatory authorities within mandated deadlines. Our policy prohibits disclosing the filing of a SAR to the user involved.
Client due diligence is not a one-time event. We conduct periodic reviews of all client profiles, particularly for high-risk clients, to ensure their information remains current and their activity aligns with their risk profile. Any changes in a client’s status or risk level will trigger a new review.
The Compliance team is responsible for managing the entire KYC/AML workflow, from client onboarding to audit trail maintenance and escalation procedures. The AML Officer oversees all aspects of the policy and is the final point of contact for regulatory inquiries.
This policy is subject to annual reviews by the Compliance and Risk departments. It will also be revised immediately in response to any updates to AML legislation, international sanctions, or a change in our risk assessment of certain jurisdictions or assets.
Any account that fails to complete the initial verification process or is flagged for suspicious activity will have its deposit and trade capabilities suspended. An account will not be reactivated until the client has provided all necessary information and our compliance team has cleared the account.
For all KYC/AML-related inquiries, please contact: aml-officer@invuture.com
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