Terms of Use

Introduction

Welcome to Invuture. These Terms of Use (“Terms”) govern your access to and use of the Invuture mobile application (“App”), website (“Site”), and all related services, content, tools, and features (collectively, the “Platform”). By registering an account, accessing, or using the Platform, you agree to be bound by these Terms and any policies incorporated herein by reference, including our Privacy Policy and AML/KYC Compliance Policy. If you do not agree to these Terms, you must discontinue use of the Platform immediately. Invuture is operated by [Legal Entity Name], a [Jurisdiction] entity, and provides a blockchain-powered investment platform enabling fractionalized access to traditionally illiquid assets such as real estate, luxury goods, private equity, and commodities.

1. Eligibility and Account Registration

1.1 Eligibility Criteria

You must be at least 18 years of age or the legal age of majority in your jurisdiction to use the Platform.

1.2 Account Creation

To access investment services, you must register an account, providing accurate, complete, and current information.

1.3 KYC/AML Compliance

All users are required to undergo Know Your Customer (KYC) verification and Anti-Money Laundering (AML) screening. Failure to pass verification will result in restricted access.

1.4 Account Security

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

2. Platform Services

2.1 Fractionalized Assets

Invuture allows investment into fractionalized digital representations of real-world assets, issued via blockchain smart contracts.

2.2 Tokenization Process

Assets are tokenized using blockchain technology, with each token representing a proportional ownership interest or exposure to the underlying asset.

2.3 Investment Models

The Platform offers multiple investment plans, each with defined risk profiles, returns, and holding periods.

2.4 Real-Time Portfolio Tracking

Investors can monitor performance metrics, market valuations, and historical performance data through the Platform’s analytics dashboard.

2.5 Reinvestment & Redemption

Investors may reinvest returns or request withdrawals, subject to applicable lock-in periods and liquidity constraints.

3. User Obligations

3.1 Accurate Information

You agree to provide truthful and updated information at all times.

3.2 Prohibited Use

You may not:

• Use the Platform for unlawful activities.
• Circumvent or attempt to bypass security measures.
• Engage in fraudulent, deceptive, or manipulative activities.

3.3 Compliance with Laws

You are solely responsible for ensuring that your use of the Platform complies with all applicable laws in your jurisdiction.

4. Investment Risks & Disclaimers

4.1 Risk Disclosure

Investments via Invuture involve risks, including market volatility, asset illiquidity, and potential loss of principal.

4.2 No Guarantee of Returns

Historical performance does not guarantee future results.

4.3 Regulatory Risk

Changes in regulations may impact asset valuations, liquidity, or availability of services.

4.4 Force Majeure

Invuture is not liable for delays or failures caused by events beyond its reasonable control, including but not limited to natural disasters, network outages, or geopolitical instability.

5. Blockchain Technology & Smart Contracts

5.1 Decentralized Ledger

Transactions are recorded on a public or private blockchain for transparency and immutability.

5.2 Irreversibility

Blockchain transactions, once confirmed, cannot be reversed.

5.3 Smart Contract Functionality

Asset issuance, transfers, and redemptions are governed by automated smart contract protocols.

5.4 Security Risks

While blockchain enhances security, it is not immune to hacking, exploits, or unforeseen vulnerabilities.

6. Fees & Charges

6.1 Platform Fees

Invuture charges service fees as disclosed in the Fee Schedule, which may include management fees, transaction fees, and performance-based fees.

6.2 Third-Party Costs

Network transaction fees (e.g., gas fees) are borne by the user.

6.3 Tax Responsibility

Users are solely responsible for any tax obligations arising from investments.

7. Intellectual Property

7.1 Ownership

All content, branding, software, and intellectual property on the Platform are owned by Invuture or licensed from third parties.

7.2 Limited License

Users are granted a limited, non-transferable, revocable license to access and use the Platform for personal, non-commercial purposes.

7.3 Restrictions

You may not copy, modify, distribute, or reverse-engineer any part of the Platform without prior written consent.

8. Data Privacy & Security

8.1 Data Collection

We collect personal, transactional, and usage data in accordance with our Privacy Policy.

8.2 Encryption & Storage

All sensitive data is encrypted in transit and at rest

8.3 Third-Party Sharing

We may share data with regulatory authorities or service providers strictly for operational, compliance, and legal purposes.

9. Termination of Access

9.1 User-Initiated Termination

You may request account closure at any time.

9.2 Platform-Initiated Termination

Invuture reserves the right to suspend or terminate access if you violate these Terms.

9.3 Post-Termination Obligations

Any obligations relating to outstanding transactions, fees, or legal compliance will survive termination

10. Limitation of Liability

To the fullest extent permitted by law, Invuture and its affiliates shall not be liable for indirect, incidental, special, or consequential damages, including loss of profits or data, arising from use of the Platform.

11. Amendments to Terms

Invuture reserves the right to update or modify these Terms at any time. Continued use of the Platform after changes are posted constitutes acceptance of the revised Terms.